Homebrew Table/Mechanic: You use some method of your own creation to determine NPC wealth, but something not completely free-form like a Carte Blanche system.

Third-Party Table: Choose this option if you use a table or general template from a non-core source, such as a setting supplement or other D20 game. This method yeilds low powered NPCs, but often keeps the magic item power level of a campaign much lower.Ĭarte Blanche: Rather than using a table or other method, you find it works best to hand pick equipment ignoring the specifics of cost except as a vague guideline. You make individual choices about equipment that should makes an NPC equal to his friends or opposition.ĭefault Wealth for an Encounter: You use the much smaller amount of wealth that is considered average for an encounter equal to the NPCs level. Which of these methods do you use when assigning wealth to an NPC:ĭefault Items: You use the NPCs default equipment listed in the DMG for example NPCs, possibly with some modification of specifics, but generally following the template.ĭefault NPC Wealth: You use the DMGs listed wealth for an X level NPC, picking out every bit and piece of their equipment to come reasonably close to the limits set.ĭefault PC Wealth: You use the defaults that are given as the standard starting gold for PCs, and work with that.

Npc wealth by level 3.5